Private personal insurance is a complement to social insurance and occupational insurance. Personal insurance consists of several smaller insurance policies. Usually the basic ones included are accident insurance and medical costs insurance. It is your needs and your financial situation that decide whether you choose to take out private insurance. You can often take out group insurance through membership of a trade union but your employer may also have group insurance for those who want to be covered. You can also take out your own personal insurance.
You can read more about this at Hallå konsument,
konsumenternas.se or contact your insurance company.